Give every dollar a job before it arrives.
Direct money to what matters first (savings, debt, investing, or giving), then spend what's left with a clear conscience. Set each pool in percentages or amounts and watch every dollar get an assignment.
Four steps to assign every dollar.
Allocation runs on a simple loop: money comes in, priorities get funded first, and the rest is yours to spend without second-guessing.
Connect your income
Prosperity reads your expected monthly income so every plan starts from a real number.
Set your pools
Create pools for savings, debt, investing, or anything else, in percentages or fixed amounts.
Fund priorities first
Each pool is filled before everyday spending, so what matters never waits for what’s left.
Spend the rest, freely
Whatever remains is your everyday budget, spend it with a clear conscience.
A pool for every kind of dollar.
Build pools around your life, not someone else's rules. Savings, debt paydown, investing, a give-back pool, or something entirely your own, each one is just a job you've decided a dollar should do.
- Start from sensible defaults, then rename or reshape any pool.
- Add custom pools for goals only you care about.
- No pool is required, turn on only what fits your life.
Set it your way, percent or dollar.
Some pools make sense as a share of income; others as a flat figure. Set each one however you think about it, and Prosperity keeps the math in step as your income changes.
- Switch a pool between percent and amount anytime.
- Percent pools scale automatically when income moves.
- See the dollar equivalent as you set the percentage.
Priorities are funded before you spend.
The moment income lands, your pools are filled first. Everyday spending is simply what remains, so a good month builds your future instead of quietly disappearing.
- Savings, investing, and debt come off the top.
- Everyday spending is what's genuinely free to use.
- No willpower required, the order does the work.
left to spend$3,560
Giving, done right.
If giving is part of how you use money, Allocation treats it as a first-class pool, planned and funded like any other. It is entirely optional, off by default, and never counted toward your FinanceScore. Turn it on only if it's yours to turn on.
- Optional and off by default, nothing assumes it for you.
- Never scored, giving stays out of your FinanceScore entirely.
- Funded first when on, like any other priority pool.
Allocation is where your plan begins. Once every dollar has an assignment, the rest of Prosperity simply follows the plan you set, quietly, in the background.
See how Cash flow follows your assignments