Give every dollar
an assignment.
Prosperity connects your accounts, tells the story of every dollar, and helps you direct money to what matters: before spending, debt, or taxes ever touch it.
One honest picture of your money, and a plan for every dollar.
Most tools only account for money after it arrives and the bills are paid. Prosperity installs the system that's missing: connect your accounts, see exactly where every dollar goes, and give each one a job before friction, debt, taxes, surprises, ever reaches it.
Give every dollar an assignment before it arrives.
Direct money to what matters first (savings, debt, investing, or giving), then spend what's left with a clear conscience. Set it in percentages or amounts and watch each dollar get a job.
- Neutral pools: savings, debt, investing, give-back, or custom.
- Fund priorities before everyday spending touches them.
- See the assignment of every dollar at a glance.
See where your money is headed.
Follow every dollar from paycheck to purpose with a Sankey view of your month, then look forward: a dashed projection shows where you're heading, honestly marked as an estimate, never a fake certainty.
- Income → destinations, proportional and clear.
- Savings rate and cash-flow efficiency, surfaced as first-class metrics.
- Projections shown as projections, dashed, and honest about uncertainty.
Know your financial health, and exactly what to fix.
FinanceScore reads six pillars of your finances and points to the single weakest one, so instead of a vague grade, you get a clear place to start. New accounts show "building," never an unfair zero.
- Six pillars, including free cash flow and tax position.
- Debt weighted by toxicity, not all debt is equal.
- One weakest-pillar callout, so you always know what to do next.
Get one clear next step.
Ask anything about your money and get a single, grounded recommendation built on your real snapshot, never invented numbers, never a wall of options. Coach educates; it never crosses into licensed advice.
- Answers built from your snapshot, never fabricated figures.
- One prioritized recommendation at a time.
- Suggested actions always ask before they change anything.
Everything you own and owe, in one honest number.
Cash, cards, loans, investments, and manual assets roll up into a single canonical net worth, the same figure everywhere it appears. When history is thin, we say so instead of drawing a fake trend.
- Grouped or flat, see it the way you think.
- One canonical figure, shown identically across the app.
- Honest history, no invented deltas from a zero baseline.
Work toward what matters.
Save up, pay down debt, or give back. Every goal shows a status you can trust: on track, at risk, or completed, paired with a word and a color, never color alone.
- Pace vs. required, and a projected completion date.
- Toxic-vs-productive framing for debt payoff.
- Giving is first-class but optional, and never scored.
Most apps ignore taxes. Prosperity helps you plan for them.
Tax is a pillar, not an afterthought. Prosperity tracks a running estimate through the year and helps you set money aside, so April is a confirmation, not a surprise. Education, never licensed tax advice.
See how it worksYour money, in sync across every device.
Start on the web, check in on your phone. Web, iOS, and Android show the same canonical numbers, always up to date.
Security isn't a feature. It's the foundation.
A finance app is only worth using if you can trust it with your data. Here's how we earn that.
Start free. Upgrade when it pays for itself.
No ads. We never sell your data. Cancel anytime.
- Connect accounts & track spending
- 90 days of history
- FinanceScore preview
- Everything in Free
- Unlimited history
- Exact FinanceScore + full budgeting
- Everything in Plus
- AI Coach + forecasting
- All six pillars + tax intelligence
